You’ve tried to cut back on spending, but it isn’t easy.
You skip Starbucks and make your own coffee, you don’t walk into Target, and you never add guac. (Okay, sometimes you add guac)
But it seems that no matter how closely you watch your spending, you’re still stuck with those monthly expenses: rent, clothes, online shopping, cell phone, insurance, groceries…
If you’re ready to stop paying them, then follow these moves…
1. Stop Overpaying at Amazon
We get it, shopping online at Amazon or Target is just so easy. But wouldn’t it be nice to get an alert if you were about to overpay for something?
That’s exactly what this free service does.
You just add it to your browser, and when you’re about to check out, it will scan other major retailer’s websites, to see if the same item is for sale cheaper. Plus, it can auto-apply coupon codes, show you the price history of items, and even lets you set up price-drop alerts.
You’ve been shopping for a new TV, and THINK you’ve found the cheapest price. Now, before you place your order, you get a pop up telling you if the exact TV is for sale cheaper somewhere else, AND it’ll automatically apply available coupon codes to your order when available.
In the last year alone, it’s saved people over $160 million.
It’s completely free, and you can get started in just a few clicks and see if you’re overpaying online.
2. STOP Using Low-Interest Bank Accounts
When it comes to saving money, finding the right high-interest savings account is crucial. Not only can it help you grow your savings, but it can also maximize your earnings through interest. Most bank accounts offer nearly zero interest, but some lesser-known credit unions such as Consumer’s Credit Union are now offering up to 5% APY. Thats 5% for doing basically nothing.
Time is of the essence when it comes to selecting the best account, as the sooner you start, the more potential interest you can accumulate. You shouldn’t be touching your savings account anyways, so why wouldn’t you want the highest interest rate possible on your cash? Check them out and see if you qualify.
3. Cancel Your Car Insurance
Its probably not surprising, but your car insurance company is likely over-charging you. They can get away with it because hopping around to different companies looking for a better deal can take hours, and who has the time…
Instead, use Insure.com to see all of your options at once.
Insure.com is the largest online marketplace for insurance, so you can get the top options from more than 175 carriers handed right to you. And because they know they’re competing directly against other companies, they know they have to give you their best rate.
Take a couple of minutes to answer some questions about yourself and your driving history. With this basic information, Insure.com can give you the top recommendations for car insurance at the lowest rate.
It only takes a few minutes, and could save you up to $610 a year.