Boosting Your Financial IQ
Crypto is complicated, and the downfall of the crypto-exchange FTX is even more complicated. It’s been making a lot of headlines lately, and there are still a lot of un-answered questions about what exactly happened. Heres our quick summation of what FTX was, and what seems to have led to its dramatic collapse. What Is … Read more
Many business offer discounts for seniors that they don’t advertise, so if you shop somewhere regularly be sure to ask! Know any other great senior discounts? Let us know!
You’ve finally saved up enough money for a down payment on a brand new vehicle, negotiated a price you’re happy with, and now the dealer asks if you want to finance or lease. This is a complicated question, and which is better depends on how you plan to use the vehicle, so which should YOU … Read more
Buying a car is stressful. After you’ve spent a couple of hours (or longer) negotiating a price you’re happy with after deeply researching prices of the car you wanted to buy, you’re then sent to the back office to sign the paperwork. Believe it or not, many dealerships actually earn money from the ‘Finance Manager’ … Read more
Theres few things better than a delicious meal. Its even more satisfying when you’ve made that meal yourself for cheap! If you’re on a budget, or trying to save money, one of the biggest unnecessary expenses you can cut is eating out or ordering delivery but finding the time to cook can be a challenge, … Read more
For most people, buying a home is the largest purchase they’ll make in their life time, and as with most large purchases that involve multiple interested parties (the seller, the realtor, the seller’s bank and your bank, plus a title company in most cases) theres a TON of fees. Trying to get a straight answer … Read more
Buying a new car can be daunting. Other than a house, a vehicle is often the largest purchase people make, and theres a ton of variables that can go into getting a good deal. Here are the top tips from an ex-dealership employee for making a good deal: Have a Plan: If you plan to … Read more
Auto Maintenance: Auto mechanic shops (dealerships in particular) have recently started charging a full hour labor (usually $80+ / hr) just to diagnose a check engine light. If your car is made after 1990, theres a good chance you can plug in a cheap ($25) OBD2 scanner into your car and have it tell you … Read more
If your credit is less than perfect, but you want to rebuild your score while having the convenience of a charge card, a ‘Secured’ card may be exactly what you need. What is a secured card? It works exactly like a credit card, except the issuer requires you to submit a deposit (usually equal to … Read more
Looking to make some extra cash, or abandon your normal 9 to 5 entirely for one of the many ‘gig’ jobs? Here are the best ones (according to consumer reports), how much you can expect to earn, and what you need to get started. Food Delivery: Food delivery is expected to make up about 40% … Read more